JavaScript is disabled

For full functionality of this site it is necessary to enable JavaScript in your web browser. Click the button below for instructions on how to enable JavaScript, then refresh the page.

Instructions

Your browser is unsupported

You'll need to upgrade to a modern web browser to access this site. Click below to see some options.

View Browsers

Hnry Digital Debit Card - Financial Service Guide

Who Are We?

HNRY (AUSTRALIA) PTY. LIMITED ABN 88637624072 (Hnry) offers a full digital accounting service for contractors, freelancers, and sole traders.

What Financial Services and Products Do We Offer?

Hnry is an Authorised Representative of Flexewallet (ACN 164 657 032) who holds an Australian Financial Services Licence (AFSL No. 448066). Under Flexewallet’s AFSL, Hnry is authorised to:

  • Provide general financial product advice for deposit and payment products limited to non-cash payment products; and
  • Deal in a financial product by issuing, applying for, acquiring, varying or disposing of a financial product in relation to non-cash payment products
  • Visa Digital Debit Card

General Advice Only

We provide general information in relation to non-cash payment products. None of the information we provide to you, either on our website, via email or over the phone, will take into account your personal financial circumstances and needs. You will always need to exercise your own judgement and should obtain independent financial advice in relation to your specific financial requirements. Additional information about our products and the potential benefits and risks of using our services are contained in our Product Disclosure Statement (PDS) located on our website https://hnry.com.au/. You should read the PDS before making any decisions about using our services.

Remuneration, Commission and Benefits

How our Employees are paid

All of our employees receive a salary, superannuation and various benefits.

How Flexewallet is Paid

We pay Flexewallet a monthly fee in order to be listed as an Authorised Representative of Flexewallet.

Fees and Charges

  • We currently do not impose a fee for using your VISA Digital Debit Card through a Digital Wallet Service but we reserve the right to impose a fee at our discretion in the future.
  • We do not charge any fees for using the Card, however, to the extent permitted  by law, some merchants may charge you for using the Card and such fees may be deducted from the balance of your Card at the time of the transaction.

Conflict Of Interest

We do not have any relationships or associations which might influence us in providing you with our service.

Dispute Resolution

Internal Disputes Procedure

Tell us about your experience with Hnry and we’ll put it right.

If you’re ever unhappy about something we’ve done – or perhaps not done - please give us the opportunity to put things right using one of the ways to contact us listed below.

We’re committed to resolving your complaint quickly and fairly.

Please contact us on +61 2 7201 9243 (9:00am to 5:00pm Monday to Friday) or Email us to support@hnry.com.au

Our commitment to you

We’ll acknowledge your complaint within ten working days, however, where possible we’ll aim to resolve your complaint on the spot. If we need additional time to get back to you, we’ll let you know. We’ll confirm that we’re looking into your complaint, and let you know when you can expect a response. We’ll also keep you updated on our progress.

External Dispute Resolution

If you are not satisfied with the outcome of our internal disputes procedure, you have the right to complain to the Australian Financial Complaints Authority (AFCA). AFCA provides independent financial services complaint resolution which is free for consumers.

You can contact AFCA via:

Mail: GPO Box 3, Melbourne VIC 3001

Phone: 1800 931 678

Fax: 03 9613 6399

Website: www.afca.org.au

Email info@afca.org.au

Privacy

Hnry is committed to protecting your personal information. Our Privacy Policy can be found on our website https://hnry.com.au/privacy and sets out how, why and when personal information is used, collected, stored, disclosed or otherwise handled by us.